Trying to Get the Bank Before Closing Time

When I went through my bank's drive-through, I noticed a BIG gap in the fence. 

I couldn't help wondering what had happened. Were the roads slippery? Was the driver distracted? Or was it someone like me who desperately wanted to get to the bank before it closed, and thought they'd take a shortcut?
Have you ever gotten to the bank just as The Holder of the Key is walking away from the front door? Would you be the kind of person to dash up to the door, pound on it and beg to be let in, or would you be more likely to meekly drive away?